Weekly Market Recap: November 7, 2025 – Market Crash or Healthy Correction?

Market Crash or Healthy Correction?

Welcome to LegacyHaven Advisors’ weekly market update, where we help South Florida pre-retirees and retirees toward a retirement that thrives in any economy. This week, major indices corrected from all-time highs: S&P 500 down -1.63%, Nasdaq -3.07%, Dow -1.21%, and Russell 2000 -1.88%. Headlines screamed panic, but look under the hood, this dip was mostly tech overevaluation driven noise, not a structural collapse. Let’s break down what happened, why it’s not time to panic, and how to position your retirement portfolio for both upside and protection.

NVDA Drags Tech, But Volume Signals Buyers

Markets pulled back sharply mid-week, only to swing wildly on today, November 7, opening deep red and closing green on massive volume. The culprit? NVIDIA (NVDA), the heaviest-weighted stock in the S&P 500.

• November 6: NVDA down -3.65% → -17.17% negative impact on the entire S&P 500

• November 5: NVDA down -1.75% → -9.77% negative impact on the S&P

This single-stock sell-off triggered a chain reaction across tech, dragging the Nasdaq down -3.07%. Yet Friday’s high-volume reversal shows buyers stepping in, classic signs of a healthy correction, not a crash. As we noted in last week’s recap, we’re in a bubble, but bubbles can expand longer than expected. Your portfolio should be benefiting now while preparing for the eventual pop.

Key Takeaway: The S&P 500 is heavily influenced by a select few stocks, NVDA being one of them. An index with 500 stocks moves largely because of these stocks. The overall market is at the whim of these select few stocks.

Fixed-Income Rates are Still High, But Not for Long

The Fed’s back-to-back cuts (September + October) have only slightly lowered new fixed-income yields, but momentum is building. Evidence points to another cut in December and more in 2026, meaning MYGAs, CDs, bonds, and annuities will pay less interest on new issuances as rates fall further.

If your CDs or bonds mature in the next 1–3 years, locking in today's rates secures your retirement income before rates drop further.

Brand-new tool alert

We just launched our Live Annuity Rate Calculator. See real-time rates from top carriers + a step-by-step guide on how to use the calculator.

Upside Remains, But Build Your Bunker

Yes, we’re in a bubble, but GDP is growing, earnings are accelerating, inflation is poised to tick down again, stock buyback windows reopen next week, and the fed will be ending QT (quantitative tightening) in December. The markets have had a healthy pull back and a choppy month overall, setting up for the next leg up and new all time highs. No one can time the markets, so if you haven't already, begin building your foundation with guaranteed income. Create streams of income that show up even when the market is in free fall. By securing guaranteed income, rebalancing, and diversifying your portfolio, you are staying a step ahead.

What’s Next?

Earnings season continues, CPI drops November 13, and FOMC meets December 17. Expect volatility—but also opportunity.

Curious what guaranteed income would look like in your overall plan? Use our new Live Annuity Calculator now, no signup needed, or schedule a free consultation to stress-test your portfolio.

Why This Matters for Your Retirement

This environment rewards balance. Rate cut-fueled growth in Russell 2000/tech, but volatility risks amplify sequence-of-returns threats for retirees.

We help you:

• Secure Income: So you can be confident no matter how the market is performing.

• Protect Wealth: So that you never run out of money in retirement.

• Thrive in Any Economy: By forecasting economic conditions and positioning accordingly.

Take the Next Step: Try our Sequence of Returns Calculator to test your portfolio's resilience, or book a call below to secure your retirement income.